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Privacy Policy

What does River to River Credit Union do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Account transactions and checking account information
  • Payment history and transaction history

When you are no longer our member, we continue to share your information as described in this notice.

 

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons River To River Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does River to River Credit Union share?Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YesNo
For our marketing purposes— to offer our products and services to you YesNo
For joint marketing with other financial companies YesNo
For our affiliates’ everyday business purposes— information about your transactions and experiences NoWe don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness NoWe don’t share
For our affiliates to market to you NoWe don’t share
For nonaffiliates to market to youNoWe don’t share
What We Do
How does River To River Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does River To River Credit Union collect my personal information?We collect your personal information, for example, when you: open an account or make a wire transfer, show your government-issued ID or apply for financing, give us your contact information. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes – information about your creditworthines, affiliates from using your information to market to you, sharing for nonaffiliates to market to you. State law and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies. River to River Credit Union has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies. River to River Credir Union does not share with out non affiliates so they can market to you.
Joint MarketingA formal agreement between nonaffi liated financial companies that together market financial products or services to you. River to River Credit Union does not jointly market.

CLICK HERE to download our privacy policy.

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NOTE: Links from the River to River Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the River to River Credit Union web site. The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them. If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.

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